New Working America Prepaid Card Gives Members Access to One of the Highest Savings Rates Available Today
The new Working America Prepaid Visa Card1 offers Working America members the lowest-cost prepaid card available with no hidden fees and a savings account featuring an Annual Percentage Yield (APY) of 5.10% on account balances.2
For Working America members with a checking or savings account, the Working America Prepaid Card offers an alternative to traditional checking accounts and the high cost of overdraft fees.
Working America members without a bank account can use the Working America Prepaid Card to buy gas, rent a car, shop online or make any purchase that can be made wherever debit cards are accepted worldwide.
Even members with bad credit or no credit still can enjoy the benefits of the Working America Prepaid card. A bank or checking account is not needed to get the card and there's no credit check to apply.
More Cost-Effective Than Checking Accounts, Lower Fees Than Competing Cards
In 2009, consumers were charged more than $38 billion in bounced check fees by U.S. banks. The Working America Prepaid Card does not charge insufficient funds or overdraft fees. Card benefits include:
- No activation fees or monthly minimums to maintain;
- Savings account with a 5.10% APY (up to $5,000);
- No fee for using the card for purchases;
- Low monthly fee of $2 (waived with a $500 monthly deposit);
- Manage money by phone, mobile phone3, email and the Internet;
- Easy to reload at 50,000 locations, including CVS, Kroger, Rite Aid. Walgreens, 7-Eleven;
- Free direct deposit for paychecks or benefits checks;
- Set up direct deposit with your paycheck or benefits check and get $20;
- FDIC Insured up to $250,000; and
- 24/7 customer support with all calls answered in the United States.
The Working America Prepaid Card also makes transferring money to a child or family member easier than ever by requesting a second card account at no cost—send money with just a text message or a mouse click.
Visit MyUnionPrepaid.com/WA or call 855-247-7348 to learn more or get a card today.
1 The Union Plus Prepaid cards are issued by Inter National Bank, member FDIC, pursuant to a license from MasterCard International Inc. and Visa USA Inc. Additional services provided by Rev North America. Use of the card is subject to funds availability. Fees, terms and conditions apply. See Cardholder Agreement for details. All trademarks, service marks and registered marks are the properties of their respective owners.
2 Interest is calculated on the average daily balance of your savings account and paid monthly. Annual Percentage Yield ("APY") is accurate as of Aug. 1, 2011. The APY advertised applies only to the portion of your savings account balance that is $5,000 or less. An APY of 0.10% will be paid on the portion of your savings account balance which exceeds $5,000. Fees may reduce the earnings on your savings account. This is a promotional rate and is subject to change without notice. A minimum of $1.00 is necessary to open your Savings Account. A limit may be placed on the maximum amount of funds you can deposit into your account. This limit may be exceeded by interest accruing on the funds. The limit may be changed from time to time.
3 Standard text messaging and data charges apply.
